{"id":176413,"date":"2023-02-23T15:17:22","date_gmt":"2023-02-23T20:17:22","guid":{"rendered":"https:\/\/www.gunsamerica.com\/digest\/?p=176413"},"modified":"2023-02-23T15:17:22","modified_gmt":"2023-09-08T17:35:57","slug":"discover-becomes-first-gun-store-tracking-credit-card","status":"publish","type":"post","link":"https:\/\/gunsamerica.com\/digest\/discover-becomes-first-gun-store-tracking-credit-card\/","title":{"rendered":"Discover Becomes First Gun-Store Tracking Credit Card"},"content":{"rendered":"\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"982\" height=\"694\" title=\"Discover Becomes First Gun-Store Tracking Credit Card\" src=\"https:\/\/www.gunsamerica.com\/digest\/wp-content\/uploads\/2023\/02\/Discover_NSSF.jpg\" alt=\"Discover Credit Card\" class=\"wp-image-176414\" srcset=\"https:\/\/gunsamerica.com\/digest\/wp-content\/uploads\/2023\/02\/Discover_NSSF.jpg 982w, https:\/\/gunsamerica.com\/digest\/wp-content\/uploads\/2023\/02\/Discover_NSSF-400x283.jpg 400w, https:\/\/gunsamerica.com\/digest\/wp-content\/uploads\/2023\/02\/Discover_NSSF-150x106.jpg 150w, https:\/\/gunsamerica.com\/digest\/wp-content\/uploads\/2023\/02\/Discover_NSSF-768x543.jpg 768w\" sizes=\"(max-width: 982px) 100vw, 982px\" \/><figcaption class=\"wp-element-caption\">(<em>Photo: NSSF<\/em>)<\/figcaption><\/figure>\n\n\n\n<p><strong>By Larry Keane<\/strong><\/p>\n\n\n\n<p>Discover credit cards needs to go slogan shopping. The old ones won\u2019t work now that the credit card financial services company has decided to go along with the newly-assigned Merchant Category Code (MCC) for purchases at firearm retailers.<\/p>\n\n\n\n<p>Here are the&nbsp;<a href=\"https:\/\/logotaglines.com\/discover-card-logo-tagline\/\" target=\"_blank\" class=\"clickTracking\" campaign=\"discover-becomes-first-gun-store-tracking-credit-card\" title=\"Discover Becomes First Gun-Store Tracking Credit Card\"><strong>past slogans<\/strong><\/a>&nbsp;that won\u2019t work anymore.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>It pays to Discover.<\/li>\n\n\n\n<li>The Card That Pays You Back.<\/li>\n\n\n\n<li>We treat you like you\u2019d treat you.<\/li>\n\n\n\n<li>Here to help. Not to sell.<\/li>\n<\/ul>\n\n\n\n<p>Somehow, they all seem disingenuous now that Discover is selling out customers using their credit cards at firearm retailers.<\/p>\n\n\n\n<p>Discover Financial Services announced it will begin using the new controversial codes in April. Reuters reported that Discover will become the first credit card company to use the specific code for purchases at a firearm retailer.<\/p>\n\n\n\n<p>\u201cWe remain focused on continuing to protect and support lawful purchases on our network while protecting the privacy of cardholders,\u201d Discover said in its statement to&nbsp;<strong><a href=\"https:\/\/www.reuters.com\/business\/discover-enable-tracking-purchases-gun-retailers-april-2023-02-17\/\" target=\"_blank\" class=\"clickTracking\" campaign=\"discover-becomes-first-gun-store-tracking-credit-card\" title=\"Discover Becomes First Gun-Store Tracking Credit Card\">Reuters<\/a>.<\/strong>&nbsp;To date, no other credit card providers have announced they will adopt the new code.<\/p>\n\n\n\n<p>Discover will track purchases at firearm retailers, but still won\u2019t be able to see what is listed on the sales receipt. This was the brainchild of Andrew Ross Sorkin, a New York Times columnist who&nbsp;<strong><a href=\"https:\/\/www.nssf.org\/articles\/gun-control-wants-to-know-whats-in-your-wallet\/?hilite=ISO+new+MCC+code\" target=\"_blank\" class=\"clickTracking\" campaign=\"discover-becomes-first-gun-store-tracking-credit-card\" title=\"Discover Becomes First Gun-Store Tracking Credit Card\">proposed<\/a><\/strong>&nbsp;that credit card companies and banks could play a pivotal role in ushering gun control outside of public policy channels.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u2018Woke\u2019 Banking Gone Wild<\/h2>\n\n\n\n<p>That idea of sidestepping Congress and state legislatures to have nameless and unaccountable Wall Street banking executives monitoring and even curtailing Second Amendment rights sounded too good to pass up for Amalgamated Bank\u2019s CEO Priscilla Sims Brown. Amalgamated Bank, a \u201csocially-responsible\u201d bank, pressured the International Organization for Standardization (ISO) for the specific MCC to categorize firearm retailers. That\u2019s the same bank that refuses to do business with anyone in the gun industry but bankrolls the Democratic National Committee and Political Action Committees including Biden-Harris Democrats, Ready for Hillary (which is Hillary Clinton\u2019s Super PAC), Sen. Elizabeth Warren\u2019s (D-Mass.) Warren Democrats and former U.S. Speaker of the House Nancy Pelosi\u2019s (D-Calif.) PAC, among others.<\/p>\n\n\n\n<p>Real Clear Investigations writer Ben Weingarten\u00a0<strong><a href=\"https:\/\/www.realclearinvestigations.com\/articles\/2023\/02\/07\/the_lefts_little_financial_engine_that_could_change_the_world_radically_879793.html\" target=\"_blank\" class=\"clickTracking\" campaign=\"discover-becomes-first-gun-store-tracking-credit-card\" title=\"Discover Becomes First Gun-Store Tracking Credit Card\">exposed<\/a><\/strong>\u00a0the bank for what it truly is. \u201cAs the New York Times said of Amalgamated, it is \u2018the left\u2019s private banker.\u2019\u201d<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">SEE ALSO: <a href=\"https:\/\/www.gunsamerica.com\/digest\/california-goes-full-woke-on-banking-discrimination-against-firearm-industry\/\" target=\"_blank\" class=\"clickTracking\" campaign=\"discover-becomes-first-gun-store-tracking-credit-card\" title=\"Discover Becomes First Gun-Store Tracking Credit Card\">California Goes Full \u2018Woke\u2019 On Banking Discrimination Against Firearm Industry<\/a><\/h2>\n\n\n\n<p>Amalgamated Bank pressured the ISO to adopt Sorkin\u2019s firearm retailer MCC proposal several times. The first time was in October of 2021, but was rejected. Amalgamated Bank tried again in February 2022 but was unsuccessful. But the third time was the charm. Sims Brown was encouraged by ISO to apply yet again in June 2022, just as Democratic Sen. Warren sent a&nbsp;<a href=\"https:\/\/www.warren.senate.gov\/imo\/media\/doc\/combinepdf%20(2).pdf\" target=\"_blank\" class=\"clickTracking\" campaign=\"discover-becomes-first-gun-store-tracking-credit-card\" title=\"Discover Becomes First Gun-Store Tracking Credit Card\"><strong>heavy-handed letter<\/strong><\/a><strong>,<\/strong>&nbsp;signed by nearly 30 U.S. senators and Congressional representatives to payment processors pressuring them to get behind Amalgamated Bank\u2019s \u201cwoke\u201d MCC scheme.<\/p>\n\n\n\n<p>In September of 2022, the ISO committee declined to endorse the proposed. But this time, on the very same day the proposed was rebuffed for third time the matter was appealed to Geneva, Switzerland, where ISO is headquartered. This immediate appeal did not follow ISO\u2019s prescribed policy for appealing matters. On that same day, ISO reversed the decision and adopted the code. &nbsp;This very unusual process by ISO raises serious questions about the politicization of ISO standard setting. It is something Congress should investigate.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Suspicious Undefined<\/h2>\n\n\n\n<p>\u201cThe new code will allow us to fully comply with our duty to report suspicious activity and illegal gun sales to authorities without blocking or impeding legal gun sales,\u201d Sims Brown&nbsp;<strong><a href=\"https:\/\/amalgamatedbank.com\/news\/amalgamated-bank-petition-new-code-gun-and-ammunition-stores-has-been-approved-international\" target=\"_blank\" class=\"clickTracking\" campaign=\"discover-becomes-first-gun-store-tracking-credit-card\" title=\"Discover Becomes First Gun-Store Tracking Credit Card\">said<\/a><\/strong>&nbsp;at the time.<\/p>\n\n\n\n<p>Suspicious activity is never clearly defined. That could be defined later since Sorkin&nbsp;<a href=\"https:\/\/www.nytimes.com\/2022\/09\/06\/business\/dealbook\/gun-violence-amalgamated-bank-code.html\" target=\"_blank\" class=\"clickTracking\" campaign=\"discover-becomes-first-gun-store-tracking-credit-card\" title=\"Discover Becomes First Gun-Store Tracking Credit Card\"><strong>openly said<\/strong><\/a>&nbsp;creating the codes is just \u201cthe beginning.\u201d<\/p>\n\n\n\n<p>Gun control advocates see this as the proverbial camel\u2019s nose below the tent. NSSF warned that these heavy-handed backdoor intrusions into the free exercise of Second Amendment rights is&nbsp;<strong><a href=\"https:\/\/www.nssf.org\/articles\/gun-control-reveals-merchant-code-is-stepping-stone-to-watchlists-and-bans\/?hilite=amalgamated+bank\" target=\"_blank\" class=\"clickTracking\" campaign=\"discover-becomes-first-gun-store-tracking-credit-card\" title=\"Discover Becomes First Gun-Store Tracking Credit Card\">alarming<\/a>.<\/strong>&nbsp;Sims Brown and Amalgamated Bank, through an international standards-setting organization, is opening the door to see who is shopping at gun stores. Right now, they can\u2019t drill down to see if a customer was buying a shotgun and ammunition or sleeping bags and a tent. NSSF is working with Congress, state legislatures and attorneys general to prevent this and protect the industry and those it serves.<\/p>\n\n\n\n<p>The other large payment networks all announced back in September they will implement the code and will soon follow Discovery\u2019s lead when they update their network rules.<\/p>\n\n\n\n<p>Discover is the first credit card company to fall in line with this \u201cwoke\u201d banking credit card code scheme. They\u2019re just two percent of the credit card business, but they might want to use their own cards to buy new slogans. The old ones of promising not to sell out their customers no longer apply.<\/p>\n\n\n\n<p><strong>Larry Keane\u00a0<\/strong><em>is Senior Vice President of Government and Public Affairs and General Counsel for the\u00a0<a href=\"https:\/\/www.nssf.org\/\" target=\"_blank\" class=\"clickTracking\" campaign=\"discover-becomes-first-gun-store-tracking-credit-card\" title=\"Discover Becomes First Gun-Store Tracking Credit Card\">National Shooting Sports Foundation<\/a>, the firearms industry trade association.<\/em><\/p>\n\n\n\n<p class=\"has-text-align-left\" style=\"font-size:24px\"><strong><em>*** <a href=\"https:\/\/gunsamerica.com\" target=\"_blank\" class=\"clickTracking\" campaign=\"discover-becomes-first-gun-store-tracking-credit-card\" title=\"Discover Becomes First Gun-Store Tracking Credit Card\" target=\"_blank\" rel=\"noreferrer noopener\">Buy and Sell on GunsAmerica!<\/a> ***<\/em><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Somehow, they all seem disingenuous now that Discover is selling out customers using their credit cards at firearm retailers.<\/p>\n","protected":false},"author":115,"featured_media":176414,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_specdata_upc":"","_specdata_placement":"","footnotes":""},"categories":[1],"tags":[132,607,311],"featured":[],"hunt365":[],"class_list":{"0":"post-176413","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-uncategorized","8":"tag-buzz","9":"tag-news","10":"tag-nssf"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.1 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Discover Becomes First Gun-Store Tracking Credit Card<\/title>\n<meta name=\"description\" content=\"Somehow, they all seem disingenuous now that Discover is selling out customers using their credit cards at firearm retailers.\" 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